Risk Disclaimer

Trading foreign exchange (forex), stocks, contracts for difference (CFDs) and other financial instruments involves a high risk of losing money. Leveraged products are especially risky: losses can build up quickly and, with some products and brokers, can exceed your deposit. A large share of retail traders lose money. Trading is not suitable for everyone.

Only trade with money you can afford to lose. Never trade with borrowed money or money you need for living expenses.

ProfitOnTime is an education company. We are not a broker, investment firm, financial adviser or portfolio manager, and we are not authorised or regulated by any financial authority.

Nothing in the Course, on this website, in communication with our staff, or produced by the AI Mentor is:

• investment, financial, legal or tax advice;
• a recommendation or solicitation to buy or sell any financial instrument;
• personalised to your financial situation, objectives or risk tolerance.

If you need advice, speak to a licensed financial adviser in your country.

The AI Mentor is an automated educational tool. When it reviews a trade plan, it only compares your plan with the rules taught in the Course (for example, risk per trade, stop-loss placement and risk/reward). It does not forecast prices, doesn't know market conditions beyond what you tell it, and can make mistakes. A "✓" from the AI Mentor means your plan follows a Course rule. It does not mean the trade will be profitable.

To use the AI Mentor you open an account with our partner broker. No deposit is needed for that, and ProfitOnTime receives no payment from the broker. Whether you ever deposit money with the broker and trade real money is your decision alone.

You alone decide whether, when and how to trade, and you alone are responsible for the results. Make sure trading, and the broker you choose, are legal and properly regulated in your country.

Questions about this disclaimer: support@profitontime.com